No Medical Life Insurance

No Medical Life Insurance 50 - 75

If your medical history is complicated, no medical life insurance might be worth considering - but there are downsides. So what is no medical life insurance? For a lot of reasons, not all of us are able to access a mainstream life insurance policy. That's part of the reason no medical life insurance exists - it allows people to get coverage without having to undergo a medical examination. It may not be the cheapest or the most flexible coverage, but it's important for lots of Canadians who otherwise would not be covered. If you're thinking about no medical life insurance, read the information on this page to understand what it is, and whether or not it's the right decision for you.

How no medical exam policy works?

Canadians who qualify for no medical exam insurance can get a term life policy with no physical. This type of policy provides good coverage without the hassles of scheduling or submitting to a medical exam. To determine if you are eligible for a policy, you will be asked to answer a series of yes/no questions. If you qualify, you could purchase a relatively low cost no medical exam policy without any further requirements.

Getting term life insurance with no medical exam is an option for people who don’t want to go through the time-consuming hassle of getting checked out by a nurse or paramedical company. People search for term life insurance without a medical exam requirement because they may not in the best of health and may end up paying for a higher premium insurance policy. No medical exam policies may also be a good alternative for children. It ensures your child’s coverage eligibility in the future, regardless of his/her future health status.

Why should you consider no medical life insurance?

No medical life insurance refers to a category of life insurance products which do not require a medical exam or a physical, or even a medical statement from your doctor. Get yourself qualified or get quotes now in just simple clicks. Contact RW Insurance Group for complete guidelines.

Looking for Non Medical Insurance coverage? We can help make it simple. Why should you consider no medical life insurance?

  • You have some health problems
  • You’re hard to insure
  • You have a dangerous job or participate in hazardous or extreme sports
  • You don’t like needles or medical exams
  • You just want your coverage fast
  • Leave a financial gift in your name to your favourite charity

  • Senior Benefits - Final Expense

    While most people don't like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. We can help protect loved ones from having to pay these costs out of pocket. Our policy isn’t the same as what’s known as “insuring your life.” Insuring your life concerns leaving your family and loved ones with enough support after you pass away.

    No body wants to leave their loved ones saddled with thousands of dollars of debt after their passing. Between flowers, a casket, a burial plot, transportation, taxes, headstone, and more the cost of a funeral can quickly add up to a massive price tag, which can be difficult to pay for, especially for a grieving family dealing with the loss of someone close to them.

    Funeral/Final expense life insurance policy designed to cover the cost of your funeral or cremation expenses when you die. This type of situation can sometimes lead to a financial hardship on families or loved ones who must cover the costs.

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    • Province: Ontario, Canada
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    We’ll find you which company will give you the least expensive insurance quote possible. Since we have best insurance companies to choose from, we are usually successful at doing that.

    We are committed to the principles of service, integrity and education. We don’t just work with one company; we represent many top tier companies, so we can design a policy that will fit your needs and wallet.

    What is No Medical Life Insurance?
    No medical life insurance is a kind of life insurance policy that you can buy without having to undergo a medical examination. Many people prefer this kind of life insurance because it’s easier and less time-consuming to get, and because it’s an option if you have a pre-existing condition. No medical life insurance is often more expensive than standard life insurance, because insurance companies have less information to evaluate your health, and because people who are in good health tend to opt for standard life insurance policies.

    Why choose us?
    We’ll find you which company will give you the least expensive insurance quote possible. Since we have best insurance companies to choose from, we are usually successful at doing that.